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MUMBAI: The National Payments Corporation of India (NPCI) has halved the response time for multiple stages of Unified Payments Interface (UPI) transactions in a move aimed at enhancing user experience and improving system efficiency. According to the revised framework, the response time for debit and credit processing under Request Pay and Response Pay APIs-has been cut from 30 seconds to 15 seconds with effect from June 16. NPCI monitors compliance by levying financial penalties. According to the revised framework, the response time for debit and credit processing under Request Pay and Response Pay APIs-has been cut from 30 seconds to 15 seconds with effect from June 16.NPCI monitors compliance by levying financial penalties.

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