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‘New student destinations hold up education loan growth’

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'New student destinations hold up education loan growth'

MUMBAI: The global map of academic migration for Indian students is gradually changing, with new destinations gaining ground on traditional favourites. While the US remains a top choice, its dominance is set to decline over the next five years. According to Redseer Strategy Consultants, cited in education loan provider Credila’s offer document, the number of Indian students heading to the US is expected to grow at a compound annual rate of 11-13 per cent through 2029. However, countries like Ireland, Germany, the UAE and Singapore are projected to grow faster, reflecting a broader diversification in overseas education trends. The new geographies are ensuring that growth opportunity remains strong for education loans despite visa curbs in US and Canada.Ireland is likely to lead with a projected CAGR of 19-21 per cent, followed by Germany at 15-17 per cent, the UAE at 14-16 per cent, and Singapore at 13-15 per cent. These emerging destinations are attracting Indian students with more favourable immigration and work policies. Germany is popular for its policy of free public university education and a relatively open job market. Ireland offers student-friendly visa rules and robust post-study work opportunities. The UAE is benefiting from a fast-growing job market, while Singapore’s appeal lies in its growing postgraduate programmes and geographic proximity to India. The changing The shift is also influenced by the economic advantage of studying abroad. Credila notes that average annual salaries for graduates in the US range from Rs 53.95 lakh to Rs 95.45 lakh, compared to Rs 5.8 lakh to Rs 10.8 lakh in India.





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