HDFC Bank, the country’s largest private sector lender, reported a 6.7% rise in standalone net profit for the fourth quarter of FY25, reaching Rs 17,616 crore, up from Rs 16,512 crore in the same period last year.
According to a regulatory filing on Saturday, the bank’s total income stood at Rs 89,488 crore during the January-March quarter, nearly flat compared to Rs 89,639 crore in Q4 of FY24. Interest income, however, rose to Rs 77,460 crore, up from Rs 71,473 crore a year earlier.
HDFC reported a consolidated net revenue of 80,700 crore for the quarter with a rise of 12.3% from the previous quarter.
The bank’s board has recommended a dividend of Rs 22 per equity share of face value Rs 1 for the year ended March 31, 2025.
Despite the rise in profit, asset quality showed a slight deterioration. Gross Non-Performing Assets (NPAs) increased to 1.33% of total loans, up from 1.24% a year ago. Net NPAs rose to 0.43%, compared to 0.33% in the same period last year.
On a consolidated basis, the lender posted a 6.8% rise in net profit at Rs 18,835 crore for Q4, compared to Rs 17,622 crore in the year-ago quarter.
The bank’s Capital Adequacy Ratio (CAR), under Basel III norms, stood strong at 19.6% as of March 31, 2025.
HDFC Bank’s balance sheet expanded as well, with total assets reaching Rs 39.10 lakh crore, up from Rs 36.17 lakh crore at the end of March 2024.