NEW DELHI: As digital payments become a part of everyday life, the National Payments Corporation of India (NPCI) has issued key safety tips to protect users from financial frauds and scams. These guidelines are aimed at ensuring secure UPI and online payments safe for everyone. Following these simple steps can protect users from fraud and make digital transactions more secure.Here are the 5 key tips for safe digital payments that NPCI recommends:
- Always verify before paying: Double-check the name and details that appear on the screen before making any payment. Confirm you are sending money to the right person or merchant. A quick crosscheck can prevent costly mistakes.
- Use only trusted apps and websites: Make payments through official apps like BHIM, Google Pay, PhonePe, or Paytm, and avoid downloading apps from unknown sources or clicking on suspicious links sent via SMS, email, or social media.
- Never share your UPI PIN or OTP: Your UPI PIN, OTP, and bank credentials are private. Do not share them with anyone—even if the person claims to be from the bank, police, or any government body.
- Don’t rush any transaction: Scammers often pressure people to act urgently. Take your time, and if unsure, say you’ll call back. Stay alert and calm before making any payments.
- Turn on alerts and monitor them: Enable SMS and app notifications for all transactions. Read them carefully, and if you spot anything unusual, contact your bank or payment app support immediately.
